Mortgage Refunds is a Cash-Back Mortgage Broker - we pay you following successful settlement of your new home loan. On a $250 000 Mortgage, for example, you can expect to receive a $300 Cash-Back. We have access to over 30 lenders and can present you with a wide range of product options so that you can make an informed decision. Michael Thompson is accredited with the Mortgage Industry Association of Australia as a Full Member.